India has long recognized the importance of empowering girls and ensuring their education, health, and financial security. Schemes like Ladli Yojana and Ladki Bahin Yojana are flagship initiatives by various state governments to provide financial incentives to families with daughters, encouraging education, social development, and gender equality.
These schemes, launched in states such as Madhya Pradesh, Delhi, Haryana, and others, focus on financial assistance, scholarships, and fixed deposits for the girl child. By 2025, these programs continue to be a lifeline for families, helping reduce the financial burden of raising daughters while promoting education and welfare.
What is Ladli / Ladki Bahin Yojana?
Ladli Yojana and Ladki Bahin Yojana are state-led initiatives that aim to:
- Promote gender equality and reduce discrimination against girls
- Encourage school enrollment and higher education for daughters
- Provide financial security through fixed deposits, scholarships, and direct incentives
- Support families in rural and urban areas
While the exact benefits and eligibility criteria vary by state, the central idea remains the same: empowering daughters through financial and social support.
Eligibility Criteria for Ladli / Ladki Bahin Yojana
Each state has slightly different eligibility rules. The common criteria include:
| Criteria | Details |
|---|---|
| Beneficiary | Girl child born in the state or resident for a specific period |
| Family Income | Often restricted to low or middle-income families, varies by state |
| Birth Order | Typically applies to first or second daughters, sometimes third |
| Age | Benefits start at birth and continue until marriage or completion of education |
| Documentation | Birth certificate, parent’s income proof, Aadhaar, bank account |
Families must ensure they meet the specific state guidelines for successful registration and to receive the full benefits.
State-wise Benefits Overview
Different states offer varying benefits under these schemes. Here is a snapshot of some of the key programs:
| State | Scheme Name | Benefit / Incentive | Eligibility Focus |
|---|---|---|---|
| Madhya Pradesh | Ladli Laxmi Yojana | ₹1.5 lakh to ₹2 lakh in bank deposits by age 18 | First and second daughters, low-income families |
| Delhi | Ladli Yojana | ₹6,000 at age 18 and educational scholarships | All girl children in Delhi schools |
| Haryana | Ladli Beti Yojana | ₹25,000 to ₹1 lakh through bank deposits and education support | Families with daughters, income ≤ ₹1 lakh/year |
| Rajasthan | Ladli Yojana | Fixed deposit and marriage assistance ₹50,000 | Girls from BPL families |
| Chhattisgarh | Ladli Laxmi Scheme | Education and bank deposit support ₹1 lakh | Two daughters, low-income families |
| Uttar Pradesh | Beti Bachao Yojana | Incentives for school enrollment, fixed deposit ₹30,000 | First and second daughters, low-income families |
These incentives are designed to reduce dropout rates, encourage higher education, and provide long-term financial security.
How to Apply for Ladli / Ladki Bahin Yojana
Application processes vary slightly by state but are generally straightforward. Families can apply online or offline:
Online Application Process
- Visit the official state portal for Ladli / Ladki Bahin Yojana
- Fill in personal details, child’s birth certificate, and family income information
- Upload supporting documents such as Aadhaar, bank account, and school certificate
- Submit the application and note down the registration number
Offline Application Process
Families can also register at local municipal offices, panchayat offices, or Common Service Centers (CSCs). Officials assist in completing forms and submitting documents.
Key Benefits of Ladli / Ladki Bahin Yojana
The schemes are highly beneficial for girls and their families:
- Financial Security: Long-term bank deposits and savings help daughters pursue education and career goals
- Educational Support: Scholarships and incentives reduce dropout rates
- Marriage Assistance: Some states provide fixed deposits that can be accessed at marriage
- Gender Equality: Encourages families to value daughters equally
- Targeted Welfare: Focus on low-income and marginalized communities ensures inclusivity
Overview Table of Ladli / Ladki Bahin Yojana
| Feature | Description | Key Takeaway |
|---|---|---|
| Beneficiary | Girl child in the state | Supports daughters from birth to adulthood |
| Family Income | Low and middle-income families | Ensures benefits reach needy families |
| Financial Incentives | Bank deposits, scholarships, marriage support | Reduces financial burden of raising girls |
| Age Limit | From birth until marriage or education completion | Long-term support across development stages |
| Application | Online & Offline | Easy registration via state portals or CSCs |
| Documentation | Birth certificate, income proof, Aadhaar | Required for verification and benefit disbursal |
How to Track Benefits
Beneficiaries and families can track the status of their application online:
- Visit the state-specific Ladli / Ladki Bahin Yojana portal
- Enter application number or Aadhaar details
- Check the status of bank deposits, scholarships, or other incentives
Tracking ensures transparency and timely receipt of benefits.
FAQs About Ladli / Ladki Bahin Yojana
Q1: Who is eligible for Ladli / Ladki Bahin Yojana?
A – Girl children from low or middle-income families in participating states.
Q2: Can benefits be availed for multiple daughters?
A – Yes, many states provide support for first and second daughters, some for third daughters too.
Q3: How are funds disbursed under the scheme?
A – Through bank deposits, scholarships, and educational or marriage-related incentives.